Terms & Conditions

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Last Updated: March 7, 2026

1. Acceptance of Terms

By accessing or using this website (the “Website”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please discontinue use of the Website.

2. Purpose of the Website

The Ada Banks website provides Christian devotional content, reflections on Scripture, and faith-based resources designed to encourage spiritual growth and personal reflection. Visitors may access devotional materials, download free resources, and subscribe to receive email communications. All content on this Website is provided for informational and inspirational purposes only.

3. Eligibility

This Website is intended for individuals who are 18 years of age or older. By using this Website, you represent and warrant that you are at least 18 years old.

4. User Accounts

Users are not permitted to create accounts on this Website. Access to the Website is provided without the creation of user profiles or login credentials.

5. Prohibited Activities

Users agree not to engage in any of the following activities while using the Website:

• Using the Website to advertise or offer to sell goods or services without authorization

• Using the Website for unlawful purposes

• Attempting to gain unauthorized access to the Website or its systems

• Interfering with the operation or security of the Website

• Transmitting harmful code, viruses, or malware

• Copying, reproducing, distributing, or exploiting Website content without permission

6. Intellectual Property

All content on this Website, including text, devotional materials, graphics, images, and other materials, is the property of Ada Banks or its licensors and is protected by applicable intellectual property laws.

Users may not reproduce, distribute, modify, or republish any content from this Website without prior written permission.

7. Third-Party Links

The Website may contain links to third-party websites that are not owned or controlled by Ada Banks. These links are provided for convenience and informational purposes only.

Ada Banks is not responsible for the content, privacy policies, or practices of any third-party websites.

8. Disclaimer of Warranties

The content provided on this Website is offered on an “as is” and “as available” basis. While reasonable efforts are made to ensure the accuracy and reliability of the information presented, no warranties are made regarding the completeness, reliability, or availability of the Website or its content.

9. Limitation of Liability

To the fullest extent permitted by law, Ada Banks shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of the Website.

In no event shall the total liability of Ada Banks exceed the amount paid by the user, if any, for access to the Website within the previous one (1) month.

10. Dispute Resolution

In the event of a dispute arising out of or relating to these Terms or the use of the Website, the parties agree to first attempt to resolve the dispute through informal negotiation.

If the dispute cannot be resolved through informal negotiation, it shall be resolved through binding arbitration.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles.

If a dispute proceeds in court rather than arbitration, it shall be brought exclusively in the courts located in California.

12. Limitation Period

Any claim or cause of action arising out of or related to the use of the Website must be filed within one (1) year after the cause of action arose. After that time, such claims are permanently barred.

13. Changes to These Terms

Ada Banks reserves the right to modify or update these Terms at any time. When changes are made, the “Last Updated” date at the top of this page will be revised.

Continued use of the Website after changes have been posted constitutes acceptance of the revised Terms.

14. Contact

If you have questions about these Terms and Conditions, you may contact us through the contact information provided on the Website.

15. Affiliate Disclosure

Some links on this Website may be affiliate links. This means that if you click on a link and choose to purchase a product or service, we may receive a small commission at no additional cost to you. We only recommend resources or services that we believe may be helpful to our readers.